You’ve Built Your Wealth. Now It’s Time to Build a Retirement Strategy Designed to Last
Personalized Retirement Planning
At Fitzgerald Retirement Strategies, we specialize in helping individuals and couples transition from saving for retirement to creating reliable income throughout retirement.
Many advisors focus primarily on investment growth during your working years. Our planning process begins by evaluating Social Security timing strategies first because these decisions may impact retirement income, taxes, spousal benefits, survivorship planning, and long-term financial flexibility for years to come.
From there, we help coordinate retirement income planning, investment strategy, tax efficient withdrawals, and long-term planning decisions into one personalized retirement strategy designed around your goals and lifestyle.
Coordinated Retirement Planning Services
Our retirement planning process begins with Social Security optimization and expands into the other financial decisions that shape long term retirement confidence
1. Initial Conversation
We begin with a complimentary consultation focused on understanding your goals, retirement timeline, concerns, and current financial picture.
2. Retirement & Social Security Review
We evaluate Social Security timing opportunities, retirement income sources, tax considerations, investment positioning, and long-term planning needs.
3. Personalized Strategy Development
We create a coordinated retirement income strategy designed around your lifestyle, flexibility needs, and long-term objectives.
4. Ongoing Guidance & Adjustments
Retirement planning is not one-time. We continue monitoring and adjusting your strategy as markets, tax laws, and life circumstances evolve.
Helping You Navigate Retirement with Greater Confidence
30+ Years of Financial Industry Experience
With over three decades of experience in financial services, Matt Fitzgerald focuses on helping individuals and couples navigate the transition into retirement through personalized income planning, Social Security optimization, and tax-aware retirement strategies.
As a Financial Advisor and NSSA® Certified Social Security Retirement Income Specialist, Matt stays current on Social Security rules and benefit changes while helping clients coordinate the many financial decisions that impact retirement confidence and long term income sustainability.
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Independent Fiduciary Guidance
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Retirement Income & Distribution Planning
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Social Security Optimization
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Ongoing Guardrails Strategy Monitoring
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Tax-Efficient Retirement Planning
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Personalized Retirement Reviews
Start Building Your Retirement Income Strategy with Confidence
Whether you are preparing for retirement or already retired, we can help you evaluate your income strategy, Social Security timing, tax considerations, and long-term retirement goals through a coordinated and personalized approach.
Because retirement planning decisions work together, our consultations are designed to evaluate how Social Security, taxes, retirement income, investments, and long-term goals fit into one coordinated retirement strategy.
Our complimentary consultations are designed to help you better understand your retirement planning options and determine whether your current strategy is aligned with your long-term goals.
Let's Plan Your Retirement
Request Your Consultation
100 Illinois Street, Suite 200, St. Charles, IL 60174
(224) 219-0111
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Monday – Friday
9:00 AM – 6:00 PM -
Saturday : By Appointment Only​
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Sunday : Closed
Email: info@mysite.com
Phone: 123-456-7890